In 2026, reconciliation is no longer a spreadsheet chore handled by an overworked finance team at month-end—it is a strategic control layer that separates serious PSPs, aggregators, and marketplaces from everyone else. Leaders like Razorpay and Stripe have turned reconciliation into a real-time intelligence engine, powering faster settlements, accurate payouts, and board-ready financial reporting at […]
Can I Build My Own Settlement Engine for T+0 or Real-Time Settlement?
Settlement is no longer a mere back-office utility—it’s the pivotal strategic lever defining winners in payments, marketplaces, digital wallets, and cross-border fintech ecosystems. In 2025, global payment volumes surpassed USD 2.4 trillion per day across cards, A2A transfers, wallets, and instant rails, fueling a real-time payments (RTP) market valued at $44.58 billion in 2026 and exploding at […]

