Cross-Border Remittance & FX Software Development

We help remittance platforms and FX networks build secure, scalable software for global money movement — with built-in compliance, multi-corridor support, and audit-ready infrastructure.

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What We Build?

Transaction Engine

Multi-currency, FX rate injection, routing, and ledger sync

KYC & Onboarding

eKYC, biometric checks, ID validation, sanctions screening

Agent & Portal Layer

Role-based portals for send/receive agents, status tracking

Feature Preview

Reconciliation Module

Float vs. payout match, auto logs, exception handling

Audit & Reporting Tools

Exportable logs for regulators, FX exposure, and margin tracking

Payout Integrations

Bank, wallet, cash pickup rails with retry + fallback support

Core Capabilities

We engineer every function to meet the demands of real-time transfers, corridor-specific routing, and evolving compliance — so your platform runs smoothly across borders and partners.

Multi-Rail Support ▼
SWIFT, SEPA, IMPS, UPI, mobile money, and cash pickup APIs.
Corridor Resilience ▼
Fallback logic, dynamic routing, partner switch integration.
Ledger-Backed Architecture ▼
Real-time transaction logs, double-entry reconciliation.
Smart FX Margins ▼
Dynamic markup logic, partner-based rate bands, reporting tools.
Dispute & Exception Handling ▼
Trigger workflows with retry queues, manual override.
Embedded Compliance Flags ▼
Sanction, velocity, and document mismatch triggers.

Tech Expertise

With deep expertise across modern programming languages, frameworks, and DevOps ecosystems, PrimeFin Labs builds resilient, scalable, and future-proof fintech infrastructure. Our technology stack ensures seamless user experiences, robust integrations, and regulatory-grade security.

Languages
Go Kotlin Java TypeScript Python
Frameworks
Spring Boot NestJS React Native Flutter
Infra
Docker Kubernetes AWS/GCP Terraform
Messaging
Kafka RabbitMQ Redis
Databases
PostgreSQL MongoDB
Security
PCI-DSS HSM OAuth2.0 GDPR readiness
Payout APIs
M-PESA RIA SEPA BACS UPI Mobile wallets SWIFT rails

Our Project Development Process

Our process is built for cross-border complexity — aligning with regulatory requirements, optimizing integration speed,
and ensuring your platform is launch-ready across payout corridors.
Step 1

Compliance Mapping

Define payout channels, partner APIs, limits, and region-specific compliance scope

Step 2

Architecture Design

Setup flow logic for FX, KYC, onboarding, and reconciliation

Step 3

MVP Buildout

Deliver core features (routing, FX engine, ledgers, user flows)

Step 4

QA Testing

Validate across payment rails, retry logic, and risk flags

Step 5

Regulatory Readiness

Setup audit logs, dispute queues, and go-live sandbox

Why PrimeFin Labs?

FX Domain Expertise

Deep experience across wallets, MTOs, and corridor regulation

Regulatory Readiness

Alignment with RBI, FCA, MAS, SEC, and regional remittance rules

MVP Speed

Go live in <6 weeks with audit-ready infra

Partner Agnostic

Integrate with any bank, wallet, or switch partner

Failover & Queuing

No-drop architecture with smart retry and fallback logic

Auditability at Core

Every transaction mapped to ledger, FX logic, and partner ID

Let’s Build Your Cross-Border Money Platform

Get in Touch

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