Digital eWallet App Development
From real-time P2P transfers to embedded finance wallets for super apps — launch powerful, compliant wallet infrastructure with deep API control & high-performance UX.
What We Build?
built for compliance, concurrency, and cross-platform UX.
Open Wallets
Linked to banking rails, KYC-ready, with support for withdrawals and fund transfers.
Closed Wallets
In-app payment systems for use cases like ride-hailing, delivery, and mobile gaming.
Semi-Closed Wallets
Usable across a merchant ecosystem, with centralized settlement and control features.
Multi-Currency Wallets
Supports multi currencies with built-in forex rates and wallet-to-wallet conversions.
Contactless Wallets
NFC and QR-enabled wallets for seamless in-store and mobility-based payments.
Multi-Wallet Accounts
Multiple wallet types under one user profile for better spend segmentation and control.
Wallet Infrastructure Capabilities
We provide the core infrastructure that powers next-gen digital wallets, ensuring real-time P2P transfers, secure contactless payments, and smooth wallet-to-bank integrations.
Built for scalability and global reach, our infrastructure is designed to meet the highest standards of compliance and security.
- Multi-Currency Wallets (Fiat & Crypto)
- Real-Time P2P Transfers & Wallet-to-Bank Payments
- Contactless Payments via NFC & QR
- Scheduled & Recurring Payments Automation
- e-Receipts, Alerts & Transaction Notifications
Our developer-first approach includes robust, API-first architecture and comprehensive SDKs that streamline integration and accelerate deployment.
Whether you are integrating with existing systems or building new features, our platform ensures flexibility, easy integration, and full support across mobile and web environments.
- API-First Architecture with RESTful Endpoints
- SDKs for iOS, Android, Flutter, React Native
- Modular KYC/AML Plug-ins by Region
- Pre-Built Sandbox for Testing & Deployment
- Real-Time Webhooks & Event Queue Management
Built for Embedded Finance
- Pre-built wallet modules for rapid go-live
- Merchant & partner payout flows
- Ledger system with audit trail
- Modular KYC, onboarding, limit-setting per region
- FX rails & fee management engines
Architecture & API Layer
Designed for scale, security, and developer velocity — our API-first stack is built on proven technologies and trusted across 20+ fintech deployments.
Compliance That Comes Built-In
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PCI-DSS, ISO 27001, SOC 2 Type II
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RBI, MAS, FCA & PSD2-ready frameworks
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Modular AML engine + fraud detection
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Biometric auth, 2FA, OTP, and geo-controls
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Role-based data masking + audit trails
Embedded Analytics & Admin Layer
Wallet Monitoring
Live funding, withdrawals, and merchant payouts — monitored in real time with anomaly flags and regional heatmaps.
Smart Fraud Detection
AI-driven checks on velocity, devices, and IPs — with custom rules and automated blocks that stop fraud without slowing real users
Churn & Usage Analytics
Track wallet activity drop-offs, user inactivity, time-to-fund patterns, and top-up frequency to predict churn and optimize LTV.
Compliance & Tax Exports
Generate and export compliance logs, tax reports, transaction summaries, and audit snapshots on-demand per region or client.
Region-Level Wallet Snapshots
View wallet health segmented by geography — balances, float levels, and velocity breakdowns for each country or region.
Conversion Metrics
Measure funnel efficiency from KYC to first transaction. Identify bottlenecks in onboarding, card linking, or payment setup.
Use Cases
Rapidly prototype and launch wallet MVPs using our ready-made modules for onboarding, top-ups, and transfers.
We provide developer-ready SDKs, pre-built CI/CD environments, and cloud-native wallet microservices — so you can move from zero to launch without building from scratch.
Skip the core banking layer and take control of your wallet experience.
Our intrastructure handles ledgering, transaction history, multi-currency support, KYC/AML, and integrations with banking APIs — letting vour team focus on tront-Our infrastructure handles ledgering, transaction history, multi-currency support, KYC/AML, and integrations with banking APls – letting your team focus on front-end innovation and growth.
Region-specific onboarding integrations with Trulioo, Sumsub, IDNow, and others. Features include document OCR (MRZ, selfie, proof of address), liveness detection, video KYC, sanctions screening, adverse media checks, and politically exposed person (PEP) classification.
We support AML transaction monitoring rules, case management workflows, and audit logging for compliance teams.
Connect seamlessly with QuickBooks, Xero, NetSuite, SAP, and other ERP suites. Map transactions to general ledger accounts, automate settlement reconciliation, and generate real-time P&L summaries.
Custom chart-of-accounts mapping, tax code syncing, invoice batching, and financial period locking supported via API or SFTP-based data exchange.
Native integrations with domestic acquirers, international processors, and card scheme networks via ISO 8583, ISO 20022, SWIFT MT, and modern REST APIs.
Enable push/pull payment initiation, settlement file generation, inward remittance reporting, and multi-currency disbursement flows — with built-in message parsing, failover routing, and FX markup logic.
Deploy FX-ready wallets that support multi-currency holding, wallet-to-wallet transfers, real-time exchange rate sync, and automated compliance logging.
Built-in AML hooks and region-specific onboarding flows help you stay compliant across jurisdictions.
Why PrimeFin Labs?
Tech-First Approach
Built for performance, scalability, and modern architecture.
Modular by Design
Plug-and-play components for any wallet use case.
Global Ready
Multi-currency, multi-region, and regulatory aligned.
Developer Friendly
SDKs, sandbox, and clean API docs for fast integration.
Security Built-In
Compliance-ready with PCI DSS, GDPR, and AML modules.
Rapid Go-Live
Pre-built modules enable launch in weeks, not months.